Showing archive for: “Insurance”
Adam Mossoff’s Senate Testimony on PAEs, Demand Letters and Patent Litigation
Below is the text of my oral testimony to the Senate Commerce, Science and Transportation Committee, the Consumer Protection, Product Safety, and Insurance Subcommittee, at its November 7, 2013 hearing on “Demand Letters and Consumer Protection: Examining Deceptive Practices by Patent Assertion Entities.” Information on the hearing is here, including an archived webcast of the hearing. ... Adam Mossoff’s Senate Testimony on PAEs, Demand Letters and Patent Litigation
What Would the Consumer Financial Protection Bureau Say About Healthcare.gov?
In yesterday’s hearings on the disastrous launch of the federal health insurance exchanges, contractors insisted that part of the problem was a last-minute specification from the government: the feds didn’t want people to be able to “window shop” for health insurance until they had created a profile and entered all sorts of personal information. That’s ... What Would the Consumer Financial Protection Bureau Say About Healthcare.gov?
Of Common Law and Common Sense: Children’s Consumer Product Safety Commission vies for National Nanny Title
With thanks to Geoff and everyone else, it’s great to join the cast here at TOTM. Geoff gave a nice introduction, so I won’t use this first post to further that purpose – especially when I have substance to discuss. The only prefatory words I’ll offer are that my work lies at the intersection of ... Of Common Law and Common Sense: <del>Children’s</del> Consumer Product Safety Commission vies for National Nanny Title
Employers Discover the ACA’s Win-Win Strategy
The Wegman’s grocery store chain has long offered health insurance benefits to part-time employees working at least 20 hours per week. The Affordable Care Act, however, has now driven the company to cut health insurance benefits for part-time workers. Wegman’s management, it seems, has discovered that employees are better off if they can’t get insurance from ... Employers Discover the ACA’s Win-Win Strategy
How the Employer Mandate Delay Thwarts the ACA’s Insurance Exchanges and Ignores the Main Problem With the Act’s Mandate/Subsidy Scheme
Has a piece of legislation ever been subject to as much cynicism-inspiring manipulation as the Affordable Care Act? It was rammed through Congress, on a totally partisan basis, via an unprecedented use of the reconciliation process. Its passage required blatant vote-buying with such unjust goodies as the Cornhusker Kickback and the Louisiana Purchase. Its proponents ... How the Employer Mandate Delay Thwarts the ACA’s Insurance Exchanges and Ignores the Main Problem With the Act’s Mandate/Subsidy Scheme
My Hip Saga and How the Affordable Care Act Squandered Our Best Opportunity to Lower Health Care Costs
After two years of nagging and increasingly worse hip and leg pain, I learned last August (at age forty) that I have a congenital hip deformity and need to have both hips replaced. In planning for this surgery, I’ve witnessed first-hand a problem that is driving American health care costs through the roof and is exacerbated by ... My Hip Saga and How the Affordable Care Act Squandered Our Best Opportunity to Lower Health Care Costs
Zeke Emanuel on the ACA’s Adverse Selection Problem and Solutions to It
Ezekiel Emanuel, Rahm’s brother and former health care adviser to President Obama, acknowledges in today’s Wall Street Journal that adverse selection may prove to be a “bump in the road” in the implementation of the Affordable Care Act (ACA). But never you mind. He’s got solutions. And, as usual, they all come down to messaging. Emanuel describes ... Zeke Emanuel on the ACA’s Adverse Selection Problem and Solutions to It
George Will on My “Plausible Judgment” About the Future of the ACA
In his nationally syndicated column this week, Washington Post columnist George Will highlights what he termed my “plausible judgment” (I’m taking that as high praise!) that the Supreme Court’s Affordable Care Act decision “may have made the ACA unworkable, thereby putting it on a path to ultimate extinction.” Will focuses on the first of my three major points ... George Will on My “Plausible Judgment” About the Future of the ACA
Regulation Magazine Cover Article: “How the Supreme Court Doomed the ACA to Failure”
My recent essay, How the Supreme Court Doomed the ACA to Failure, is the cover article of the current issue of Regulation Magazine. I’ve been over the essay’s basic points several times (e.g., here, here, and here), so I won’t belabor them now. My basic assertions are: The Affordable Care Act (ACA) provisions mandating both “guaranteed issue” (insurers must sell to everyone) and ... Regulation Magazine Cover Article: “How the Supreme Court Doomed the ACA to Failure”
Do Your Low-Wage Employees a Favor: Drop Their Health Care Coverage
Another day, another (presumably) unintended consequence of the Affordable Care Act. (I say presumably because there’s a plausible theory out there that the Act was engineered to fail and thereby pave the way for a single-payer health care system. I’m not cynical enough to embrace that view, though a close look at the Act reveals design flaws so ... Do Your Low-Wage Employees a Favor: Drop Their Health Care Coverage
Why the Affordable Care Act, as Construed by the Supreme Court, Will Fail
I’ve recently posted to SSRN a new paper with the same name as this post. The paper asserts, in greater detail, a number of points I’ve previously made on TOTM: Health insurance premiums will rise under the (SCOTUS-modified) ACA, because the Act’s “guaranteed issue” and “community rating” mandates will generate widespread adverse selection that cannot be ... Why the Affordable Care Act, as Construed by the Supreme Court, Will Fail
NPR’s List of Policies Economists Love
The NPR put together a panel of economists with various political and ideological views to see what economists agree on. (HT: Mankiw) Here is the list: One: Eliminate the mortgage tax deduction, which lets homeowners deduct the interest they pay on their mortgages. Gone. After all, big houses get bigger tax breaks, driving up prices for ... NPR’s List of Policies Economists Love
